Banking system controlled responsive to data bearing records

US9224273B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• James D. Atkinson · Erin, CA
• Robert Konecny · Uniontown, US
• Paul D. Magee · North Canton, US
• James Block · North Lawrence, US
• Randall W. Jenkins · Orrville, US
• Tim Crews · Alliance, US
• Michael J. Harty · Canton, US
• Richard C. Lute · Mogadore, US
• Klaus Steinbach · Canton, US
• Natarajan Ramachandran · Uniontown, US
• Songtao Ma · Wadsworth, US
• Sathish M. Irudayam · North Canton, US

Key dates

• Filing date: Nov 28, 2012
• Grant date: Dec 29, 2015
• Expiry date: Jun 10, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/2055
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.