Mobile reader device
US9256769B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 25, 2014 |
| Grant date | Feb 9, 2016 |
| Priority date | — |
| Expiry date | Feb 25, 2034 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04B7/00
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
The subject technology relates to methods and systems for processing a payment using a mobile card reader. Implementations of the subject technology provide a method for receiving payment information, wherein the payment information specifies a payment amount, generating an authorization request to process the payment information, encrypting the authorization request using an encryption engine to generate a secure authorization request and transmitting the secure authorization request using the radio transceiver to a payment processor via a messaging service, wherein the messaging service comprises one or more of a SMS, a MMS or an email service. In certain aspects, methods of the subject technology can further include steps for receiving an authorization response from the payment processor via the messaging service. Systems and methods for mobile card reader activation are also provided.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.