Patent · US Active

Multiple tokenization for authentication

US9280765B2 · kind B2 · utility

265Cited by
159References
26Claims
0Family size

Assignee

Inventor

Key dates

Filing dateApr 10, 2012
Grant dateMar 8, 2016
Priority date
Expiry dateJun 19, 2033

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L9/32
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Embodiments of the present invention are directed generally to systems, methods, and apparatuses for authenticating a cardholder using multiple tokenization authentication. Embodiments of the invention are directed at a method. The method includes receiving at a first entity a first token from a consumer and determining a second token associated with the first token. Once the second token is determined, the second token is sent to a server computer at a second entity. The server computer then determines an account identifier associated with the second token and processes a transaction using the account identifier.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.