Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
US9286636B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 9, 2012 |
| Grant date | Mar 15, 2016 |
| Priority date | — |
| Expiry date | May 13, 2033 |
Classification
- Technology area (CPC Y)Emerging Cross-Sectional Technologies
- CPC primaryY02E60/10
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention enables a user to receive a financial service anywhere through a mobile terminal equipped with a UIM (User Identification Module) electronic card. In the present invention, a user enters his or her password to a mobile terminal with a UIM card including subscriber telephone number, finance, authorization, and personal information, then, if the entered password is correct, authorization is processed with a remote authorizing server based on the authorization information. After authorization, user's requesting service, e.g., payment service, transaction particulars inquiry service, prepaid card recharging service is conducted through a mobile network.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.