Mobile one-time card number generator for ATM usage
US9292849B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jul 23, 2014 |
| Grant date | Mar 22, 2016 |
| Priority date | — |
| Expiry date | Jul 23, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/203
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.