Proximity-based notification of a previously abandoned and pre-queued ATM transaction
US9311632B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Mar 3, 2015 |
| Grant date | Apr 12, 2016 |
| Priority date | — |
| Expiry date | Mar 3, 2035 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/207
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Proximity-triggered notifications/alerts are communicated to bank customers as a result of a previously abandoned/canceled ATM transaction that has subsequently been pre-queued for completion. In this regard, the present invention recognizes when the customer is proximate in location to a financial institution channel suitable for completing the transaction and sends the customer an alert, which is typically received by the customer via a mobile communication device. The alert indicates that the previous abandoned ATM transaction has been pre-queued for completion and provides the customer with the location of the nearest financial institution channel suitable for completing the transaction. In specific embodiments of the invention, pre-queuing of the transaction for completion provides for the customer to complete the transaction from the last existing point in the transaction completed by the customer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.