Processing automated banking transactions requiring approval

US9355530B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• James Block · North Lawrence, US
• H Thomas Graef · Bolivar, US
• Paul D. Magee · North Canton, US
• Donald S. Nelson, Jr. · Akron, US
• James Meek · Canton, US
• Daniel S. McIntyre · Uniontown, US
• Mark DePietro · Canton, US
• Natarajan Ramachandran · Uniontown, US

Key dates

• Filing date: Mar 11, 2013
• Grant date: May 31, 2016
• Expiry date: Nov 26, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/207
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.