Check data lift for online accounts

US9412135B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Michael Gerald Smith · Fort Mill, US
• Scott Andrew Johnson · Atlanta, US
• Brian David Hanson · Charlotte, US
• Hyunmo Koo · Atlanta, US
• Saravana Kumar Govindarajan · Atlanta, US
• Michael Scott Hjellming · Cherryville, US

Key dates

• Filing date: Oct 29, 2013
• Grant date: Aug 9, 2016
• Expiry date: Oct 29, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07D11/22
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check data in the text based data, identify online data from the check data, incorporate at least a portion of the online data into a portion of an online account, and provide the online account portion to a customer.