Systems and methods for insurance based upon status of vehicle software
US9424607B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 20, 2013 |
| Grant date | Aug 23, 2016 |
| Priority date | — |
| Expiry date | Sep 20, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07C5/008
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
A vehicle may be configured to determine a characteristic of a software program operating on the vehicle. The characteristic may be provided to an insurer, and the insurer may determine a property of an insurance policy based on the characteristic. The characteristic may be, for example, a feature, a setting, and/or a version of the software program. The insurer may indicate to a vehicle operator and/or owner how changing the characteristic may affect the property of the insurance policy. The insurance policy may be formalized and agreed to by the insurer and/or the insured. The vehicle may also or instead save pre-collision status data, such adjustable parameters, internal variables, dynamic decisions, and/or identification of a software program, when a collision is detected. The pre-collision status data may be used to diagnose problems with the software program, determine fault, and/or determine future properties of insurance policies.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.