Patent · US Active

Mixed banking transactions

US9430799B2 · kind B2 · utility

1Cited by
7References
12Claims
0Family size

Assignee

Inventors

Key dates

Filing dateFeb 10, 2015
Grant dateAug 30, 2016
Priority date
Expiry dateFeb 10, 2035

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F19/20
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method of fulfilling a transaction between a bank and a customer of the bank makes available a form used in a banking transaction to a customer digital device. The form has a plurality of fields. The method scans, within a physical bank branch, an encoded visual display on the client digital device. The encoded visual display has an encoded version of the form and some but not all of the plurality of fields completed with client data. The method further decodes the encoded visual display using a decoding algorithm to produce the form and completed and uncompleted fields. At least one datum may be added, within the physical bank branch, to at least one uncompleted field of the form, and the banking transaction may be processed based on the form with the at least one client datum within the at least one field of the form.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.