Patent · US Active

Text-to-bill transaction processing system

US9456319B2 · kind B2 · utility

0Cited by

2References

11Claims

0Family size

Assignee

Boku, Inc. · US

Inventors

Katherine Ann Corner · San Francisco, US
Chia-ling Sung · San Francisco, US
John Ly · Old Bridge, US

Key dates

Filing date	Feb 20, 2013
Grant date	Sep 27, 2016
Priority date	—
Expiry date	Mar 16, 2033

Classification

Technology area (CPC H)Electricity
CPC primaryH04M17/02
WIPO fieldTelecommunications
WIPO sectorElectrical engineering

Abstract

A text-to-bill processing transaction system is described. A consumer transmits a text message having a merchant keyword component and a transaction details component. The merchant keyword component is used to find a select merchant server from a merchant server data store. The transaction details component is then routed to the select merchant server. The select merchant server then returns a charge amount corresponding to the transaction details component and a fulfillment message. A billing gateway then causes entry of the charge amount against a phone number in an accounts database of a carrier server. A success message transmission module transmits a text message back to the consumer that includes the fulfillment message. The fulfillment message may for example be a code that has to be entered by a consumer.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.