Postal services kiosk having payment card security
US9478094B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 29, 2009 |
| Grant date | Oct 25, 2016 |
| Priority date | — |
| Expiry date | Aug 19, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F17/0014
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.