Systems and methods for providing location based coupon-less offers to registered card members

US9489680B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Miles Baker · Sanger, US
• Diane Derocher · Scottsdale, US
• Sastry VSM Durvasula · Phoenix, US
• Sherree Newhouse · Phoenix, US
• Manjushri H. Puranik · Scottsdale, US
• Sripriya V. Tiku · Scottsdale, US

Key dates

• Filing date: Feb 4, 2011
• Grant date: Nov 8, 2016
• Expiry date: Feb 4, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0261
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM's transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM's location.