Systems and methods to accelerate transactions
US9519892B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jun 10, 2010 |
| Grant date | Dec 13, 2016 |
| Priority date | — |
| Expiry date | Nov 27, 2030 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W4/12
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a memory to store transaction records indicating actual amounts of funds collected via a first plurality of premium messages transmitted to a first plurality of phone numbers; and a processor coupled with the memory to transmit, to a second plurality of phone numbers, a second plurality of premium messages to collect payments on behalf of a merchant. Before funds collected via the second premium messages become available, the processor identifies a portion of a total amount of funds charged via the second premium messages, based at least in part on the transaction records stored in the memory, and offers to provide the portion to the merchant.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.