System and method for providing international coupon-less discounts

US9542690B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Sripriya V. Tiku · Scottsdale, US
• Peter Tully · New York, US
• David Wolf · Brooklyn, US

Key dates

• Filing date: Apr 4, 2012
• Grant date: Jan 10, 2017
• Expiry date: Apr 4, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0261
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The systems and methods of the disclosure allow user from various countries to take advantage of offers when they are traveling internationally. Once the purchase associated with the offer is made, the transaction information may be processed by the system, such that, the credit and debit associated with the purchase are transmitted to the transaction account and the merchant. The transaction information may be further processed to determine whether the particular transaction is eligible for a reward. Where the transaction is eligible for a reward, the credit and debit associated with reward are transmitted to the transaction account and the sponsoring entity. The reward may be provided in any suitable currency or in various currencies based on the parameters governing the reward offer.