System and method for geocoded insurance processing using mobile devices
US9558520B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 5, 2010 |
| Grant date | Jan 31, 2017 |
| Priority date | — |
| Expiry date | Feb 11, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG16H40/67
- WIPO fieldMedical technology
- WIPO sectorInstruments
Abstract
Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.