Enhancing bank card security with a mobile device
US9569772B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Dec 20, 2006 |
| Grant date | Feb 14, 2017 |
| Priority date | — |
| Expiry date | Sep 17, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A PIN server system interacts with one or more financial institutions to authenticate a mobile phone and-or a user thereof. The PIN server provides to the mobile phone one or more PIN numbers to use in financial transactions involving the one or more financial institutions, and also provides the one or more PIN numbers to the financial institutions in a manner that results in the one or more PIN numbers being associated with one or more accounts of the mobile phone user with the one or more financial institutions.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.