Authorization of cardless payment transactions
US9576289B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 4, 2013 |
| Grant date | Feb 21, 2017 |
| Priority date | — |
| Expiry date | Sep 4, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0185
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of processing a transaction between a customer and a merchant includes receiving from a mobile device of the customer or from another device of the customer an indication of consent to perform a cardless payment transaction with the merchant, receiving from the mobile device an indication that the customer is within a predetermined distance of the merchant, after receiving both the indication of consent and the indication that the customer is within the predetermined distance, sending to a computer system of the merchant an indication of the presence of the customer and personal identifying information for the customer, receiving data indicating a transaction between the customer and the merchant, and submitting the transaction to a financial service for authorization.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.