Smart chaining

US9589256B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Michael R. Thomas · San Francisco, US
• Elizabeth Schrag · Walnut Creek, US
• Jimmy Wang · San Francisco, US
• Jerome Rhodes · Hayward, US

Key dates

• Filing date: Aug 5, 2015
• Grant date: Mar 7, 2017
• Expiry date: Aug 5, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/34
• WIPO field: Control
• WIPO sector: Instruments

Abstract

Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the activity profile information and based on the type of transaction the account holder initiates.