System and method for pre-provisioned wearable contactless payments

US9589264B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Manish K. Deliwala · Chandler, US
• Jason E. Muncey · Glendale, US
• Keshav A. Narsipur · Chandler, US
• Sreenivasan B. Parameshwara · Phoenix, US
• Manoj Krishnamma Thulassedharan Pillai · Scottsdale, US
• Anthony I. Prentice · Brooklyn, US
• Lisa C. Yokoyama · Brooklyn, US

Key dates

• Filing date: Feb 19, 2015
• Grant date: Mar 7, 2017
• Expiry date: Jun 27, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/206
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.