Patent · US Active

Systems and methods to add funds to an account via a mobile communication device

US9595028B2 · kind B2 · utility

9Cited by
68References
19Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJun 7, 2010
Grant dateMar 14, 2017
Priority date
Expiry dateAug 4, 2030

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04W4/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes an interchange coupled with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to instruct a first controller of the controllers, via a first converter of the converters, to communicate with a mobile phone at a mobile phone number of a user to confirm a request to add funds to an account of a user, if the user has not yet provided an advance authorization. If the user has provided the advance authorization, the interchange skips communications with the mobile phone to confirm the request.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.