Secure identity authentication in an electronic transaction
US9600818B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 14, 2016 |
| Grant date | Mar 21, 2017 |
| Priority date | — |
| Expiry date | Jul 14, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2463/121
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An approach is provided for securely authenticating an identity of a user participating in an electronic transaction. A request for a biometric identifier/security question is converted to a first Quick Response (QR) code. Based on user attributes and a request from the user's mobile device to a computer to initiate the transaction, the first QR code is disassembled into first and second portions. The first portion, but not the second portion, is sent to the mobile device. Responsive to the mobile device reassembling the first QR code, receiving and converting the biometric identifier/answer to the security question to a second QR code, disassembling the second QR code into first and second portions, and transmitting the first portion of the second QR code to the computer, the second QR code is reassembled. The transaction is authorized based on whether the biometric identifier/answer matches a data repository record.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.