Identity validation system and associated methods
US9608982B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 14, 2014 |
| Grant date | Mar 28, 2017 |
| Priority date | — |
| Expiry date | Apr 14, 2034 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/0815
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A computer system and associated methods for verifying user identities online. Identity claims made by a requestor of an online access and/or a trusted transaction may be verified by associating digital credentials to verified personal identification information (PII) retrieved from real world events. PII item(s) may be retrieved from third-party verified identity information sources. Verified personal attributes related to PII items may be identified and correlated with the requestor's digital credentials, and stored to a verified identity record. Additional digital credentials for the same requestor may be similarly identified, correlated, and stored to the verified identity record. A subsequent transaction request by a person claiming the requestor's identity may be compared with the verified identity record. An identity match indicator and/or a match confidence score may be created and used to determine the risk that the identity claim by the person requesting the transaction is false.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.