Systems and methods to enhance security in transactions

US9626678B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Joseph Bjorn Ovick · San Francisco, US
• Mark Carlson · Rue de l'Église, US
• Ryan Hagey · Alameda, US
• Margaret Reid · San Mateo, US
• Patrick Stan · Pacifica, US
• Patrick Wright · Mountain View, US
• Krishna Prasad Koganti · Cupertino, US
• Glenn Powell · Fremont, US

Key dates

• Filing date: Aug 1, 2013
• Grant date: Apr 18, 2017
• Expiry date: Aug 1, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07G3/003
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system includes a digital camera coupled with or integrated within a transaction terminal to capture an image during authorization of a transaction initiated at the transaction terminal. The system further includes a portal configured to receive the image and transmit the image to a communication reference associated with the account information of an account in which the transaction is made, based on a security preference associated with the account information. The image may be optionally analyzed to detect fraudulent use of the account.