Knowledge based verification of the identity of a user
US9633355B2 · kind B2 · utility
4Cited by
1References
21Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jan 7, 2014 |
| Grant date | Apr 25, 2017 |
| Priority date | — |
| Expiry date | Nov 8, 2035 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/20
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
According to certain embodiments of the disclosure, a system receives a request from a user device to conduct an activity with an enterprise and determines an authentication level associated with the activity. The system receives information associated with the user from a plurality of disparate channels and calculates a risk score associated with the user based on the received information associated with the user. The system generates a token based on the authentication level and risk score and communicates the token to the user device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.