Patent · US Active

Systems and methods for gift card linking

US9639894B1 · kind B1 · utility

7Cited by

0References

8Claims

0Family size

Assignee

JPMORGAN CHASE BANK, N.A. · US

Inventors

Joseph Arnone · Swedesboro, US
Quoc Nguyen · Erlangen, DE
Heather Spinnenweber · Berwyn, US

Key dates

Filing date	Dec 20, 2013
Grant date	May 2, 2017
Priority date	—
Expiry date	Dec 20, 2033

Classification

Technology area (CPC G)Physics
CPC primaryG06Q40/02
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

Systems and methods for gift card linking are disclosed. According to one embodiment, a method for processing a payment using a linked stored value instrument may include (1) receiving, from a merchant, a payment request for a transaction, the payment request comprising an identification of a transaction amount and a transaction account; (2) at least one computer processor retrieving a stored value instrument for the merchant that is associated with the transaction account; and (3) the at least one computer processor causing the stored value instrument to be debited for a first portion of the transaction amount.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.