Accepting a check deposit from a mobile device in communication with an automated teller machine

US9640040B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Sathish M. Irudayam · North Canton, US
• Nicholas Schott · North Canton, US
• Willis Miller · Cuyahoga Falls, US
• Matthew R. Zaugg · Munroe Falls, US
• James Block · North Lawrence, US
• H. Thomas Graef · Bolivar, US
• Natarajan Ramachandran · Uniontown, US
• Jeffrey M. Enright · Akron, US
• Mark A. Douglass · North Canton, US

Key dates

• Filing date: Aug 9, 2013
• Grant date: May 2, 2017
• Expiry date: Aug 9, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.