Patent · US Active

Hands-free transactions

US9652759B2 · kind B2 · utility

6Cited by
2References
25Claims
0Family size

Assignee

Inventors

Key dates

Filing dateNov 12, 2014
Grant dateMay 16, 2017
Priority date
Expiry dateNov 12, 2034

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q2220/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands-free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device. The payment processing system receives from the merchant system computing device, a transaction request, the transaction request comprising the token and transaction data associated with the transaction request and conducts the transaction between the user account and the merchant system based on the received token and transaction request.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.