Method and system for secure payments over a computer network
US9672515B2 · kind B2 · utility
3Cited by
136References
23Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Mar 15, 2001 |
| Grant date | Jun 6, 2017 |
| Priority date | — |
| Expiry date | Oct 20, 2022 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/12
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her “real” payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.