Automated banking machine that operates responsive to data bearing records

US9679278B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems · US

Inventors

• Jay Paul Drummond · Massillon, US
• Mark D. Smith · Panama City, US
• Michael A. Meffie · North Canton, US
• Daniel D. Wasil · Wellington, US

Key dates

• Filing date: Dec 17, 2013
• Grant date: Jun 13, 2017
• Expiry date: May 22, 2034

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L69/329
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.