Method for securing transactions, transaction device, bank server, mobile terminal, and corresponding computer programs
US9697511B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Dec 21, 2009 |
| Grant date | Jul 4, 2017 |
| Priority date | — |
| Expiry date | Aug 20, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for securing a transaction by an electronic card paired with at least one mobile terminal, wherein a banking organization in charge of managing transactions involving the card has previously recorded an identifier of the mobile terminal among data relating to the owner of the card. The securing method includes: transmission, by the mobile terminal, of at least one first signal including a message containing the identifier; receipt, by at least one transaction device near the mobile terminal, of the first signal; transmission, by the transaction device, of a second signal including at least the message to at least one remote banking organization; assignment, by a control server of the banking organization, to a transaction involving the electronic card, by a control server of the banking organization, of information representing proximity between the electronic card and the mobile terminal, according to the second signal received by the banking organization.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.