Methods, systems, and articles of manufacture for implementing an antecedent, location-based budget alert to a user
US9727910B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Apr 29, 2011 |
| Grant date | Aug 8, 2017 |
| Priority date | — |
| Expiry date | Jul 6, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Location-based notification to a user before the user engages in a transaction at a location. Embodiments determine a location of a store at which the user is in or near by using positioning data received at a mobile communication device and determines a potential transaction amount for the user at the store and generates budget data based at least in part on a budget goal identified from a local memory of the mobile communication device or received from a remotely hosted financial management system. Budget data is presented to the user, e.g., in the form of a message, notification, or warning on the mobile communication device to inform the user about budget items relevant to a merchant at that location. The user may choose to initiate or complete a transaction at the location with or without involving the financial management system.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.