Non-payment communications using payment transaction network
US9792610B2 · kind B2 · utility
1Cited by
5References
18Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jul 8, 2014 |
| Grant date | Oct 17, 2017 |
| Priority date | — |
| Expiry date | Nov 2, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07G1/14
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A communication channel is provided between a transaction acquirer and a payment network, for the purpose of transmitting payment card account transaction authorization requests. Via the communication channel the payment network may receive a message containing additional information. The additional information may originate at the point of sale and may be in addition to a PAN (primary account number) or the like. The payment network may send a message including the additional information to an entity that is neither a payment account issuer nor the transaction acquirer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.