Device fingerprinting at a merchant location
US9805370B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 31, 2016 |
| Grant date | Oct 31, 2017 |
| Priority date | — |
| Expiry date | Mar 31, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/06
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
In some examples, methods and systems may process one or more payment transactions between a merchant and a buyer by registering a communication device as an authorization instrument to the payment transaction. To this end, the method includes detecting at least one transaction activity associated with a payment system, establishing a communication channel between the POS terminal an RF communication device in proximity to the POS terminal. Then obtaining at least one device characteristic of the communication device, wherein the device characteristic is related to the operational or physical features of the communication device; generating a digital fingerprint based in part on the obtained device characteristic and the information related to received payment object; determining whether the digital fingerprint substantially compares to an existing fingerprint in a database and if the existing fingerprint is substantially similar to the digital fingerprint, authorizing the payment transaction through presence of the communication device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.