Method and system for payment card linked offer generation
US9805384B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Feb 5, 2014 |
| Grant date | Oct 31, 2017 |
| Priority date | — |
| Expiry date | Apr 10, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0239
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for discounting a payment transaction include: storing, in a memory, transaction data for a payment transaction, wherein the transaction data includes at least a transaction amount; receiving, by a receiving device, payment data associated with a payment account, wherein the payment data includes at least a payment account number; receiving, by the receiving device, offer data, wherein the offer data includes an offer identifier associated with the payment account and a transaction modifier; encrypting, using a predetermined encryption key, at least a portion of the payment account number to obtain an encrypted account number; and updating, in the memory, the transaction amount included in the transaction data based on the transaction modifier if the encrypted account number corresponds to the offer identifier.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.