Transaction aggregator

US9818118B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Melyssa Barrett · Tracy, US
• Joe Scott · Winters, US
• Nancy Hilgers · Danville, US

Key dates

• Filing date: Nov 10, 2009
• Grant date: Nov 14, 2017
• Expiry date: Dec 20, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F7/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for determining and reporting aggregated transaction level data regarding a particular user are disclosed. Based on the requests of one or more information requesters, an aggregator server can request transaction level data for all accounts associated with a particular user or a group of users from a transaction database. The transaction database returns raw transaction level data for accounts associated with the particular user to the aggregator server. The aggregator server can then parse the raw transaction level data based on a number of transaction level data elements and information requester input. The parsed raw transaction level data can then be used to determine the number of predefined or information requester defined transaction level data aggregates. The resulting transaction level data aggregates can then be sent in a report to the one or more information requesters.