Mobile communications message verification of financial transactions
US9818121B2 · kind B2 · utility
35Cited by
45References
18Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jul 30, 2010 |
| Grant date | Nov 14, 2017 |
| Priority date | — |
| Expiry date | Aug 13, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/42
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.