Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US9824355B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 21, 2009 |
| Grant date | Nov 21, 2017 |
| Priority date | — |
| Expiry date | Sep 18, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3829
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, apparatus, and method for processing payment transactions that are conducted using a mobile payment device that includes a contactless element, such as an integrated circuit chip. The invention enables one or more of the operations of activation of a payment application, transfer of transaction data, updating of account records, setting or re-setting of a payment application counter or register, or transfer or processing of a script, command, or instruction, with these functions being performed with minimal impact on a consumer. This is accomplished by introducing a pre-tap and/or two-tap operation prior to, or as part of, the transaction flow.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.