System, computer readable medium, and method for authorizing purchase using on-demand prepaid card
US9830582B1 · kind B1 · utility
21Cited by
12References
8Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Aug 18, 2008 |
| Grant date | Nov 28, 2017 |
| Priority date | — |
| Expiry date | Aug 18, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/4037
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, computer readable medium, and method of receiving a primary authorization request at a first authorization switch using a prepaid card that lacks adequate funds in the prepaid account to cover the requested purchase amount, and initiating a secondary authorization request using a funding account identifier associated with a funding account that does contain adequate funds to cover the requested purchase amount.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.