Mobile wallet payment vehicle preferences
US9830590B2 · kind B2 · utility
8Cited by
7References
17Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Nov 25, 2014 |
| Grant date | Nov 28, 2017 |
| Priority date | — |
| Expiry date | Feb 13, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W4/80
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
In general, apparatuses, methods and computer program products for making contactless financial transactions utilizing a mobile wallet are disclosed. Particularly, a mobile wallet application is disclosed that utilizes, at least in part, user specific data to generate a payment vehicle recommendation for different transactions. The user specific data may include the active user profile, prior payment vehicle usage, user preferences for the type of transaction, user location, rewards programs associated with use of one or more payment vehicles, or the like, or combinations thereof.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.