Staged transaction system for mobile commerce

US9853759B1 · kind B1 · utility

Assignees

• FIRST DATA CORPORATION · US
• The Western Union Company · US

Inventors

• Peter Rae · Carlsbad, US
• Nancy Loomis · San Diego, US
• Ken Algiene · Littleton, US
• Kurt Hansen · Castle Rock, US
• Keith W. Dively · Highlands Ranch, US

Key dates

• Filing date: Sep 28, 2006
• Grant date: Dec 26, 2017
• Expiry date: Feb 21, 2029

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/06
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.