Systems and methods for analyzing insurance claims associated with long-term care insurance

US9870448B1 · kind B1 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Jeremy Myers · Normal, US
• Brittany Boyer · Roswell, US
• Dana C. Hunt · Bloomington, US
• David Turrentine · Normal, US
• Larry Ingrum · Mahomet, US
• Erin Ann Olander · Lincoln, US
• Nicole M. Blakney · Bloomington, US
• Aaron Williams · Congerville, US

Key dates

• Filing date: Sep 3, 2015
• Grant date: Jan 16, 2018
• Expiry date: Sep 3, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G16H40/20
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for processing insurance claims associated with a long-term care insurance policy are provided. According to certain aspects, an insurance claim that lists a set of services purportedly administered by a caregiver within a property of a policyholder may be received. Operation data may be collected from a set of devices that are populated within the property, where the operation data may be indicate a set of services that were actually performed. The set of purported services may be compared to the set of actual services, and the insurance claim may be processed accordingly.