Authentication using application authentication element
US9883387B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 23, 2012 |
| Grant date | Jan 30, 2018 |
| Priority date | — |
| Expiry date | Feb 1, 2035 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/062
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments of the present invention can be directed to systems, apparatuses, and methods for performing transactions through mobile communication devices using either telecommunications networks or proximity near-field communications systems. Embodiments may be directed to a mobile communication device displaying an application authentication element. The application authentication element may include a pre-selected authentication element and transaction data associated with a transaction conducted by a mobile communication device. The mobile communication device may obtain the pre-selected authentication element by either transmitting a request to a server computer or retrieving the pre-selected authentication element from a secure memory in the mobile communication device. A user authentication token may be received by the mobile communication device from the user. The mobile communication device may generate a secret token that is derived from the user authentication token. If the secret token is correlated to a secret reference token, then a transaction may be conducted.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.