Securely generating time and location bounded virtual transaction cards using mobile wallets without involving third parties or point of sale terminals
US9898732B2 · kind B2 · utility
4Cited by
5References
23Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Mar 31, 2012 |
| Grant date | Feb 20, 2018 |
| Priority date | — |
| Expiry date | Sep 15, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/42
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems may provide for generating a virtual transaction card based on a card value and one or more mobile usage constraints including a time bounded policy, wherein the virtual transaction card is invalid if the time bounded policy is not satisfied. Additionally, the virtual transaction card may be transmitted to a delegate mobile device. Other mobile usage constraints, such as location bounded policies and type of transaction policies may also be used.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.