Real time analytics system

US9898741B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Kevin Siegel · Milpitas, US
• Zhongxiao Jiang · Cupertino, US
• Chuck Byce · Mill Valley, US
• Mayrose Kragas · Foster City, US

Key dates

• Filing date: Jul 17, 2014
• Grant date: Feb 20, 2018
• Expiry date: Jun 3, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/4016
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Improved real-time analytics systems are provided. An analytics system may be used to generate transaction scores for transactions. A method may comprise receiving a scoring request associated with a transaction, sending the scoring request to a plurality of scoring models including a production model, wherein each scoring model is operable to generate a transaction score in response to the scoring request, and wherein each scoring model may be implemented using a virtual machine, receiving a transaction score generated by the production model, and sending the transaction score to a server for approval or denial the transaction.