Incremental login and authentication to user portal without username/password

US9904916B2 · kind B2 · utility

Assignee

• Klarna AB · SE

Inventors

• Karl Petter Engström · Stockholm, SE
• Daniel Lange · Stockholm, SE
• Thomas M. Armstrong · Palo Alto, US

Key dates

• Filing date: Aug 6, 2015
• Grant date: Feb 27, 2018
• Expiry date: Aug 6, 2035

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L63/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method comprising receiving a request to access a first set of details associated with a first transaction conducted by a user, the request including first information that corresponds to a first asset under the control of the user, determining an identity of the user based at least in part on the first information, and identifying a second transaction likely to be associated with the user, the second transaction being associated with second information that corresponds to a second asset different than the first asset. The system and method further including requesting confirmation from the user that the second asset is under the control of the user, and, upon receiving the confirmation, associating the first and second transactions with the first and second information.