Payment gateway for processing payment requests associated with a wireless users account
US9911103B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Oct 14, 2010 |
| Grant date | Mar 6, 2018 |
| Priority date | — |
| Expiry date | Mar 22, 2033 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04M2215/2026
- WIPO fieldTelecommunications
- WIPO sectorElectrical engineering
Abstract
A Payment Gateway interfaces, in one embodiment, with a merchant's website or a payment aggregator used by the merchant's website, for facilitating purchases made at the website by a wireless user. In one embodiment, purchases at the website are paid for by charging the wireless user's prepaid account maintained in the mobile operator. The Payment Gateway accepts messages in an HTTP based message from the website or payment aggregator and provides a gateway function to the wireless user's service provider, which is accessible only using SS7 based MAP protocols. The mobile gateway ascertains the proper message syntax to use in a MAP based USSD message based on the wireless carrier. The mobile gateway also receives messages from the mobile operator, typically using a GSM MAP based protocol and initiates HTTP based messages back to the merchant's website.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.