Multi channel purchasing for interoperable mobile wallet
US9916577B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 26, 2013 |
| Grant date | Mar 13, 2018 |
| Priority date | — |
| Expiry date | Mar 12, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0241
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computer-implemented system and method that includes receiving by a mobile wallet device a product code that identifies a product after a user of the mobile device has been authenticated into the mobile wallet device, determining by the mobile wallet device the identity of a merchant from a plurality of merchants based on at least a portion of the product code. The method includes sending the received product code to a merchant computer, receiving by the mobile wallet device a price, information regarding the product and merchant bank information. The method further includes transferring payment for the product to a merchant bank from an account held by the user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.