System and method for detecting potential property insurance fraud
US9940677B2 · kind B2 · utility
1Cited by
5References
23Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Jan 5, 2015 |
| Grant date | Apr 10, 2018 |
| Priority date | — |
| Expiry date | Nov 15, 2035 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06V20/194
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The output of the model establishes a spectral signature for the property. Over a period of time, spectral signatures can be compared to generate a spectral difference, the spectral difference can be used to determine whether a change in the condition of the property was potentially fraudulently caused.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.