System, method, and computer-readable storage medium for payment of online purchases via a portable computing device

US9953314B2 · kind B2 · utility

Assignee

• SHOPSAVVY., INC. · US

Inventors

• Abiel Jaquez · Plano, US
• Alexander Muse · Dallas, US
• John Boyd · Austin, US
• Matthew Weathers · Palo Alto, US
• Scott Roberts · Dallas, US
• Kevin Clark · Denton, US
• Rylan Barnes · Plano, US

Key dates

• Filing date: Oct 11, 2012
• Grant date: Apr 24, 2018
• Expiry date: Oct 11, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0641
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system, method, and computer-readable storage medium for enabling an individual to use a purchase-proxy mechanism to conduct a financial transaction from a computing device with an online merchant, whereby the individual is enabled to use stored personal data, such as financial account information and fulfillment information, without having to store the personal data with the online merchant. The system, method, and computer-readable storage medium furthermore enable an individual to change a payment and/or fulfillment option at the time of purchase with minimal inconvenience.